Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Getting a Head Start on College Savings A few strategies that may help you prepare for the cost of higher education. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. The Other Sure Thing Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?